Family Time: Tips to talk money with your children

Staff Writer
Mount Shasta Herald

Tip of the Week

Who is responsible for teaching kids financial basics? Parents say they want to be the source of that information, yet they admit they aren't following through. Fewer than 50 percent of parents believe they are competent teachers of financial issues, according to the Money Lessons Survey.

The key with kids is to find some lessons that work and then repeat them until they sink in. Money skills are learned over time, and some of the best lessons are taught by what you do, rather than what you say.

1. Remember cash? With credit cards dominating our wallets, kids simply are not "in touch" with money. Help your kids see what money is by showing them coins and dollars and talking about their worth. Help them understand what money does by using cash for your purchases whenever possible.

2. Demonstrate the idea of "interest earned" by adding a small amount to what your kids save. Or offer to match the amount they save to help double their effort. Better yet, open a savings account for your child, either online or in person at a bank, and make the effort to talk about the value of saving over time.

3. Try this when shopping with your older kids. When they want to buy something now, ask them to "stop, think and choose." Stop to consider whether they want or need it, think how the money could be used more resourcefully and choose if the item is more important than other wants and needs.

4. With online bill pay and electronic bank statements, you have to be intentional about showing your kids the regular income and outflow of your family budget. Make a point of sitting at the computer with them to demonstrate these tasks.


Family Screening Room


Rated: R (for strong brutal violence throughout, pervasive language, sexual content, nudity and some drug use - some involving children)

Length: 117 minutes

Synopsis: “Kick-Ass” tells the story of average teenager Dave Lizewski (Aaron Johnson), a comic-book fanboy who decides to take his obsession as inspiration to become a real-life superhero. As any good superhero would, he chooses a new name - Kick-Ass - assembles a suit and mask to wear, and gets to work fighting crime. There’s only one problem standing in his way: Kick-Ass has absolutely no superpowers. His life is forever changed as he inspires a subculture of copy cats, meets up with a pair of crazed vigilantes - including an 11-year-old sword-wielding dynamo, Hit Girl (Chloë Moretz) and her father, Big Daddy (Nicolas Cage) - and forges a friendship with another fledgling superhero, Red Mist (Christopher Mintz-Plasse). But thanks to the scheming of a local mob boss Frank D’Amico (Mark Strong), that new alliance will be put to the test.

Violence/scary rating: 4.5

Sexual-content rating: 4.5

Profanity rating: 5

Drugs/alcohol rating: 4.5

Family Time rating: 5. Despite this being a superhero movie starring kids, the title should tip you off that it’s about as un-kid-friendly as possible.

(Ratings are judged on a five-point scale, with 5 being “bad for kids” and 1 being “fine for kids.”)

Book Report

“LEGO Star Wars: The Visual Dictionary,” by DK Publishing

Ages: 7-11

Pages: 96

Synopsis: “LEGO Star Wars: The Visual Dictionary” elucidates, illuminates and excites even the most discerning LEGO Group, Star Wars and mini-figure fans around the world. Darth Vader, Boba Fett, Yoda, Luke Skywalker and more are brought to life with dozens of little-known facts and hundreds of photos, as are accessories, vehicles, weapons and even the Death Star. Learn about the history, manufacture, and construction of the mini-figures of the Star Wars galaxy.

Did You Know

According to a study by Johns Hopkins University School of Medicine, obese women who have weight-loss surgery before having a baby are less likely to have problems during pregnancy.

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